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650.#.4.x: Ciencias Sociales y Económicas

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850.#.#.a: Universidad Nacional Autónoma de México

856.4.0.u: http://www.cya.unam.mx/index.php/cya/article/view/1253/994

100.1.#.a: Piotrowska, Maria

100.1.#.u: Wroclaw University Of Economics

524.#.#.a: Piotrowska, Maria (2017). The impact of consumer behavior on financial security of households in Poland. Contaduría y Administración; Vol. 62, Núm. 2. Recuperado de https://repositorio.unam.mx/contenidos/14264

245.1.0.a: The impact of consumer behavior on financial security of households in Poland

502.#.#.c: Universidad Nacional Autónoma de México

561.1.#.a: Facultad de Contaduría y Administración, UNAM

264.#.0.c: 2017

264.#.1.c: 2016-10-03

653.#.#.a: Social identity; status-oriented consumption; financial security; social identity; status-oriented consumption; financial security

506.1.#.a: La titularidad de los derechos patrimoniales de esta obra pertenece a las instituciones editoras. Su uso se rige por una licencia Creative Commons BY 4.0 Internacional, https://creativecommons.org/licenses/by/4.0/legalcode.es, fecha de asignación de la licencia 2016-10-03, para un uso diferente consultar al responsable jurídico del repositorio por medio del correo electrónico revista_cya@fca.unam.mx

884.#.#.k: http://www.cya.unam.mx/index.php/cya/article/view/1253

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520.3.#.a: The paper applies the concept of identity to investigate whether consumer behavior matters for a household’s financial security. It is assumed that considerable part of households may express their identity through status-oriented consumption. The research is carried out in two steps. First, the index of financial security is built and used to determine the level of financial security experienced by working-age families in Poland. Second, the simulation results based on an econometric model are employed to find the answer to the question: Does financial insecurity result more from the need to manifest consumption at the higher level than average in an income-group of which people are members, or people want to be distinguishable inside of own income-group but they do not identify with a group having consumption at visibly higher level, or from the  need to improve self-image by bringing own consumption closer to the pattern of a group with higher wealth status of which they are not members?  The source of data is the 2005-2009 Households Budget Surveys in Poland. The findings offer empirical evidence for the relevance of consumer behavior for financial security of households in Poland. Considerable part of households expresses the identity through conspicuous consumption. Both groups of households, the insecurity rich and the insecurity poor,  accept the same ranking of status goods: a car on the first position, next homes (housing and equipment) and clothe on the third place. Status-oriented consumption creates life beyond means and pushes even relatively rich households towards financial insecurity. The paper applies the concept of identity to investigate whether consumer behavior matters for a household’s financial security. It is assumed that considerable part of households may express their identity through status-oriented consumption. The research is carried out in two steps. First, the index of financial security is built and used to determine the level of financial security experienced by working-age families in Poland. Second, the simulation results based on an econometric model are employed to find the answer to the question: Does financial insecurity result more from the need to manifest consumption at the higher level than average in an income-group of which people are members, or people want to be distinguishable inside of own income-group but they do not identify with a group having consumption at visibly higher level, or from the  need to improve self-image by bringing own consumption closer to the pattern of a group with higher wealth status of which they are not members?  The source of data is the 2005-2009 Households Budget Surveys in Poland. The findings offer empirical evidence for the relevance of consumer behavior for financial security of households in Poland. Considerable part of households expresses the identity through conspicuous consumption. Both groups of households, the insecurity rich and the insecurity poor,  accept the same ranking of status goods: a car on the first position, next homes (housing and equipment) and clothe on the third place. Status-oriented consumption creates life beyond means and pushes even relatively rich households towards financial insecurity.

773.1.#.t: Contaduría y Administración; Vol. 62, Núm. 2 (2017)

773.1.#.o: http://www.cya.unam.mx/index.php/cya/index

046.#.#.j: 2021-10-20 00:00:00.000000

022.#.#.a: ISSN electrónico: 2448-8410; ISSN impreso: 0186-1042

310.#.#.a: Trimestral

264.#.1.b: Facultad de Contaduría y Administración, UNAM

758.#.#.1: http://www.cya.unam.mx/index.php/cya/index

doi: https://doi.org/10.1016/j.cya.2017.02.001

handle: 0082bf9954517c9a

harvesting_date: 2019-02-06 00:00:00.0

856.#.0.q: application/pdf

245.1.0.b: The impact of consumer behavior on financial security of households in poland

last_modified: 2023-03-22 16:00:00

license_url: https://creativecommons.org/licenses/by/4.0/legalcode.es

license_type: by

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Artículo

The impact of consumer behavior on financial security of households in Poland

Piotrowska, Maria

Facultad de Contaduría y Administración, UNAM, publicado en Contaduría y Administración, y cosechado de Revistas UNAM

Licencia de uso

Procedencia del contenido

Entidad o dependencia
Facultad de Contaduría y Administración, UNAM
Revista
Repositorio
Contacto
Revistas UNAM. Dirección General de Publicaciones y Fomento Editorial, UNAM en revistas@unam.mx

Cita

Piotrowska, Maria (2017). The impact of consumer behavior on financial security of households in Poland. Contaduría y Administración; Vol. 62, Núm. 2. Recuperado de https://repositorio.unam.mx/contenidos/14264

Descripción del recurso

Autor(es)
Piotrowska, Maria
Adscripción del autor
Wroclaw University Of Economics
Tipo
Artículo de Investigación
Área del conocimiento
Ciencias Sociales y Económicas
Título
The impact of consumer behavior on financial security of households in Poland
Fecha
2016-10-03
Resumen
The paper applies the concept of identity to investigate whether consumer behavior matters for a household’s financial security. It is assumed that considerable part of households may express their identity through status-oriented consumption. The research is carried out in two steps. First, the index of financial security is built and used to determine the level of financial security experienced by working-age families in Poland. Second, the simulation results based on an econometric model are employed to find the answer to the question: Does financial insecurity result more from the need to manifest consumption at the higher level than average in an income-group of which people are members, or people want to be distinguishable inside of own income-group but they do not identify with a group having consumption at visibly higher level, or from the  need to improve self-image by bringing own consumption closer to the pattern of a group with higher wealth status of which they are not members?  The source of data is the 2005-2009 Households Budget Surveys in Poland. The findings offer empirical evidence for the relevance of consumer behavior for financial security of households in Poland. Considerable part of households expresses the identity through conspicuous consumption. Both groups of households, the insecurity rich and the insecurity poor,  accept the same ranking of status goods: a car on the first position, next homes (housing and equipment) and clothe on the third place. Status-oriented consumption creates life beyond means and pushes even relatively rich households towards financial insecurity. The paper applies the concept of identity to investigate whether consumer behavior matters for a household’s financial security. It is assumed that considerable part of households may express their identity through status-oriented consumption. The research is carried out in two steps. First, the index of financial security is built and used to determine the level of financial security experienced by working-age families in Poland. Second, the simulation results based on an econometric model are employed to find the answer to the question: Does financial insecurity result more from the need to manifest consumption at the higher level than average in an income-group of which people are members, or people want to be distinguishable inside of own income-group but they do not identify with a group having consumption at visibly higher level, or from the  need to improve self-image by bringing own consumption closer to the pattern of a group with higher wealth status of which they are not members?  The source of data is the 2005-2009 Households Budget Surveys in Poland. The findings offer empirical evidence for the relevance of consumer behavior for financial security of households in Poland. Considerable part of households expresses the identity through conspicuous consumption. Both groups of households, the insecurity rich and the insecurity poor,  accept the same ranking of status goods: a car on the first position, next homes (housing and equipment) and clothe on the third place. Status-oriented consumption creates life beyond means and pushes even relatively rich households towards financial insecurity.
Tema
Social identity; status-oriented consumption; financial security; social identity; status-oriented consumption; financial security
Idioma
spa
ISSN
ISSN electrónico: 2448-8410; ISSN impreso: 0186-1042

Enlaces